Shifting Gears: From Accumulatiing To Drawing Down

For most of your working life, you have focused on saving and investing to accumulate enough assets to support you through retirement.  As you approach this milestone, you should begin to develop strategies for a different kind of plan; your income withdrawal plan -- creating, in essence, your new retirement paycheque.  This helps determine the most effective way to draw from your retirement savings portfolio and other sources to provide reliable cash flow through the years ahead, while allowing for any investment growth you need.

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