Long Term Care

 

Why Long Term Care?....it makes financial sense!

No one likes to think about it, but all of us might reach a point when we are not able to take care of ourselves and need long term care such as nursing care, personal care and homemaking services.

If you or someone you know has cared for a loved one during a time of need, you know the toll it can take on quality time spent with your family, your energy level and quite possibly your pocketbook.

Many people believe that provincial health care plans fully cover long term care, or that their employee benefit plans include long term care coverage.  They are surprised when they learn that government programs are not comprehensive and Canadians have to pay for much of their care. 

The costs for long term care, whether in your home or in a facility can be high.  How would you pay for the care you need; the quality of care you deserve?

Preserving quality time for you and your loved ones:

Your loved ones care about you and you know they would do everything possible to make sure you are cared for.  The distance, work and their other family obligations can make caring for you very difficult....and very stressful.

A Long Term Care Plan helps you pay for long term care and services, which means you do not have to rely on your family for financial help or hands-on care, or both.  It gives you and those you care about the opportunity to spend quality time together.

What is long term care?

Long term care is the help you need when you can no longer care for yourself and become functionally dependent.  In long term care terms, "functionally dependent" means, in part, that you require substantial assistance to perform two of the six Activities of Daily Living or substantial supervision because of a cognitive impairment such as Alzheimer's.   The six Activites of Daily Living are bathing, eating, dressing toileting, transferring and maintaining continence.

It is very affordable.  Call today for and let us design a program that is right for you.

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